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06.02.2009 /Financial Statements Economic troubles have not affected the annual financial statements of B.I.N.BANK

According to RAS financial statements as of January, 2009 B.I.N.BANK’s net assets have grown by 7,5% - up to RUB 65,7 bn. Moreover, the shareholder’s equity has increased 1.5 times and amounted to RUB 10,5 bn.

As against the end of the last year the retail loan portfolio has grown more than by 12,2%. In total, the Bank lent about RUB 13 bn. to its individual customers. Corporate loan portfolio amounted to RUB 25 bn.

At the same time, the retail deposit base has increased by 13,5% and made about RUB 30 bn. as at the end of 2008. It should be noted that the volume of retail deposits exceeded the data of the “pre-crisis” period.

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