Rating Agency "RusRating" has confirmed credit rating of B.I.N.BANK at "ÂÂ+"

Independent Rating Agency “RusRating” confirmed credit rating of B.I.N.BANK at "ÂÂ+" according to financial data to December 1, 2008.

“RusRating” has noted that the business initially focused on corporate services has gradually diversified into the retail market in accordance with the chosen strategy. The Bank is strong in retail deposits, has large and growing service network with considerable geographic variety. Moreover, B.I.N.BANK has considerable experience and solid international partnerships. The Bank’s speculative activity is estimated as modest. “RusRating” has also outlined that the main positive factors ensuring the current status of the Bank include official backing in the form of credit resources, the support of a financially-solid owner, healthy capitalization, stable relations with an established circle of corporate clients and strong market positions. Furthermore, the agency has noted high liquidity level which enables the Bank to keep its stable position under conditions of market disruption. Thus, CBR prudential ratios governing liquidity are considerably better than satisfied.

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