B.I.N.BANK has launched a new credit product

Since November 18, 2008 B.I.N.BANK offers to its customers a new "Universal" banking card which combines advantages and opportunities of the foregoing "Profitable" and "Credit" cards. The "Universal" account may be opened in three currencies: rubles, US dollars and Euro.

The "Universal" card enables the holder to obtain the increased interest which depends on amount of balances on the account (income is up to 10% in rubles, 6,5% in US dollars and 5,5% in Euro). In case the Bank establishes a credit limit, the cardholder can obtain a loan (interest rate is about 24% in rubles, 19% in US dollars and 18% in Euro) with a grace period of 30 days.

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