20.06.2007 /Personal loans
 "General Loan Agreement" by UkrSibbank: possibility of simultaneous access to different loans for a long period of time
From now on, having concluded only one “General Loan Agreement” at JSCIB “UkrSibbank”, SME customers will be able to receive different types of loans during 11 years: to replenish current assets, to purchase equipment, car, etc. At the same time the type of loan, amount, period, interest rate, as well as lending and repayment details are determined by special Addendums. “When a client is rendered the first loan within the General Loan Agreement, you draw a collateral agreement, hence every next loan is rendered to the customer without any additional pledge being executed, as in this case collateral will be the pledge, which has already been executed, - said Vladlen Dedkov, Head of the SME Department of JSCIB “UkrSibbank”. - Thus, by taking advantage of “General Loan Agreement”, entrepreneurs save their time and money”. Borrower’s commercial or personal real estate may be used as collateral within General Loan Agreement. Maximum loan amount – up to 75% of the pledge value. Minimum interest rate is 8.99%. “Loans within “General Loan Agreement” differ principally from credit facility, which envisages tranches for similar purposes. Also, “General Loan Agreement” has a significantly longer validity period and allows entrepreneurs to avoid additional procedures of pledge being evaluated and executed”, - continued Vladlen Dedkov. It is very simple to execute “General Loan Agreement” – with its brand-new scoring system, “UkrSibbank” is able to make a decision and draw a loan just within one day. Reference: JSCIB «UkrSibbank» was registered on June 18, 1990. The bank has a full NBU license for banking operations ¹ 75 of December 24, 2001. As of 01.05.2007: net assets – UAH 25.6 bln, capital – UAH 3.1 bln, loan and investment portfolio makes up UAH 22.6 bln, corporate customers’ funds – UAH 3.6 bln, individuals’ funds – UAH 3.6 bln. Regional network currently amounts to 967 branches and outlets throughout Ukraine. 69 thousand of Ukraine’s businesses are customers of JSCIB «UkrSibbank»; the amount of individuals’ accounts exceeds 2.7 mln. About BNP Paribas BNP Paribas (www.bnpparibas.com) is a European leader of banking and financial services market with significant and expanding presence in the USA and leading positions in Asia. The Group is one of the world’s major banking networks, which is operating in more than 85 countries. Headcount of BNP Paribas exceeds 140 000 persons, including some 110 000 employees throughout Europe. BNP Paribas is a leader in three key directions: corporate and investment banking, asset management and retail banking. Press-centre:
Lilija Bevzjuk +38 (044) 537 49 18 bevzuik@ukrsibbank.com
Tatjana Shikerjavaja +38 (044) 201 22 71 T_Shikerjavaja@ukrsibbank.com
Victoria Pashevskaja +38 (044) 201 22 71 V_pashchevskaya@ukrsibbank.com
Yulia Kil’mukhametova +38 (044) 201 22 71 julia.kilmukhametova@ukrsibbank.com
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