01.08.2008 /Personal loans June 18, 2008 – SB Bank bonds (series 02) maturity date - The second issue of SB Bank's bonds in the amount of 1 bn RUR has been placed on June 15, 2007. The rate of the first and second coupon was determined at 9.5% per annum, the rate for the third and fourth coupon period was determined at 12% per annum.

08.08.2008 /Personal loans "Taganskoe" branch will be closed on August 8, 2008, due to technical reasons - Dear clients, Please pay attention to the fact, that on August 8-9, 2008, "Taganskoe" branch will be closed due to technical reasons.

12.08.2008 /Personal loans MBRD Launches New Federal “Agrarian Mortgage” Program - Target loan – for acquisition land and property units located on it; General-purpose loan – for financing of the large-scale outlays on security of land and property units located on it.

19.08.2008 /Personal loans Scope of credits furnished by the Bank of Moscow to small and medium business exceeded 50 bln. rubles - Credit portfolio tends to grow for small and medium businesses and reached 23% since the beginning of 2008. An important factor of portfolio growth became expanding product range.

05.09.2008 /Personal loans “UkrSibbank” and “Ukrainian Leasing Company” to offer financial leasing for SME’s - Opting for financial leasing, UkrSibbank clients make choice of financing method that is alternative to lending and has additional advantages: the leasing company takes charge of insurance and registration of equipment, the payment schedule is adapted to client’s business, the decision is taken in short term with a minimal set of documents that doesn’t require notarization etc.

16.09.2008 /Personal loans “UkrSibbank” to decrease entry fee by 0.5% up to 1.5% - Since September 2008 “UkrSibbank” decreases entry fee related to loans (loan facilities) for working capital replenishment from 2% to 1.5% for SME clients.

16.09.2008 /Personal loans “UkrSibbank” renders loans for UAH 30 mln. to entrepreneurs under the EBRD cooperation program - Loans under EBRD cooperation program have a number of advantages for entrepreneurs to include, primarily, more favorable conditions of loan execution: interest rate under this type of loan is 1% lower comparing to a standard one, grace period of the principal amount equals 18 months.

28.10.2008 /Personal loans BSGV offers a new product for young clients – Youth package - Youth Package – a set of services and special opportunities created with regards to the needs of young people who lead an active life, like traveling and exploring the world. In addition to main banking services, Youth package includes BSGV-ISIC and BSGV-IYTC cards.

22.11.2008 /Personal loans B.I.N.BANK has launched a new credit product - B.I.N.BANK offers to its customers a new "Universal" banking card which combines advantages and opportunities of the foregoing "Profitable" and "Credit" cards. The "Universal" account may be opened in three currencies: rubles, US dollars and Euro.

09.12.2008 /Personal loans OJSC “All Ukrainian Joint Stock Bank” fulfills its obligations on series F offer and pays out interest income on bonds series F - bonds, informs that the Issuer has, in full and due terms, fulfilled its obligations to investors on payment of nominal value for redeemed bonds of series F at offering, and paid out interest income for the 6th interest period on bonds of series F under the yield set for the first-sixth interest periods at 14% p.a. that makes up UAH 34.90 per bond

24.12.2008 /Personal loans “UkrSibbank” and Rozetka.ua Online Electronics Store: Wide Range of Electronics at Favourable Prices at Two “UkrSibbank” Outlets in Kyiv - Since December, 22 “UkrSibbank” clients can buy on credit any electronics and computer equipment they like in the Rozetka.ua Online store at two Bank's outlets: on 97, Gorkoho St. and 7, Gnata Yury St. Besides, one can ask for a consultation on any item they like.

26.12.2008 /Personal loans Moody's has updated the Credit Opinion on B.I.N.BANK - Today B.I.N.BANK's rating is confirmed at A3.ru according to Moody’s Interfax Russia’s National Scale Rating. These changes relate to increase of Mikail Shishkhanov’s share up to 99.22% in the Bank's capital and updated structure of the Board of Directors.

29.12.2008 /Personal loans B.I.N.BANK has refinanced the debt of Agrotorg-Rostov: X5 Retail Group is to acquire Pyaterochka franchisee in Rostov region - X5 Retail Group N.V., Russia's largest retailer in terms of sales, announced that it has signed an agreement to acquire 100% of the business and assets of JSC "Agrotorg-Rostov" – "Pyaterochka" franchisee in Rostov region. Total amount of X5 Retail Group commitment is about RUB 400 mln. (about US $15 mln.), including refinancing of the debt to B.I.N.BANK and trade accounts payable to suppliers and employees.

25.03.2009 /Personal loans To Avoid the Watch List a Client Should Come to an Understanding with a Bank - Sharp ups-and-downs on the currency market make banks’ borrowers wax indignant. And that is quite reasonable, since in view of the soared USD exchange rate they have to pay almost doubled installments on their loans. Sergiy Naumov, Chairman of the Management Board of JSCIB “UkrSibbank”, shares his views on what is the best way to survive and preserve previous relationships with the bank.

25.06.2009 /Personal loans The international rating agency Moody's confirmed LOCKO-Bank’s ratings - Moody's confirmed LOCKO-Bank's bank financial strength rating (BFSR) of E+ which translates into a Baseline Credit Assessment (BCA) of B2 along with LOCKO's Global Local Currency (GLC) deposit ratings of B2/Not Prime, Stable outlook.

01.07.2009 /Personal loans VEB to Increase Support for Small Enterprises by 10 Billion Rubles to 40 billion Rubles - The state was planned earlier to earmark 30 billion rubles for supporting small and medium-sized enterprises – 20 billion rubles for lending itself and 10 billion rubles to be committed to the Russian Development Bank’s charter capital.

31.07.2009 /Personal loans On Purchasing the Amurmetall Group's Shares by Vnesheconombank - The implementation of the project would allow the Amurmetall Group to increase its production capacity from 1 million to 2.1 million tons of steel per year and secure its profitable operation and retain jobs in the Khabarovsk region.

01.08.2009 /Personal loans Rosbank became a partner of Saint-Petersburg lending assistance to SMEs Fund - Rosbank's northwest branch and Saint-Petersburg lending assistance to SMEs Fund signed a co-operation agreement. As part of the agreement Fund will act as a guarantor of SMEs with insufficient bid coverage.

21.08.2009 /Personal loans To the attention of BSGV's Kaluzhskoe branch clients - The working schedule of Kaluzhskoe branch (Moscow): starting from August 22 the branch will serve clients on week days only, from 9 a.m. to 8 p.m.

21.02.2007 /Auto loans MDM Bank Retail Loan Results - The retail loan portfolio of MDM Bank exceeds USD 1 bln. The Bank’s retail loan portfolio mostly consists of autoloans, where MDM Bank is retaining the leadership position.

02.03.2007 /Auto loans MBRD is in TOP20 Car Loan Leaders - In 2006 the Bank originated 10,211 car loans totaling $155,946 USD which is 3.3 times higher that the previous year results. MBRD’s car loan portfolio accounted for $149,575 USD as of January 1, 2007.

14.03.2007 /Auto loans UkrSibbank has rendered $200 mln. for commercial cars purchase - Credit portfolio of the SME Department of JSCIB "UkrSibbank" on commercial car lending has topped $200 mln. More than 15000 entrepreneurs have been rendered a commercial car credit.

12.04.2007 /Auto loans MBRD: 3.5 Fold Increase in Car Loan Origination - According to the survey held the car loan share in MBRD's retail lending portfolio accounted for 43% as of reporting date. The total volume of loans granted to individuals exceeded 9,135 mln RUR.

23.04.2007 /Auto loans SLAVINVESTBANK and Russian Insurance Company have signed a cooperation agreement - This partnership broadens possibilities of insurance for the Clients of SLAVINVESTBANK who are purchasing a car with a loan from the Bank.

16.05.2007 /Auto loans Raiffeisen closes benchmark securitisation in Russia. - A securitisation of auto loans in the amount of 400 million US-dollars, originated by ZAO Raiffeisenbank Austria has successfully been placed with international investors. Under the transaction Raiffeisenbank has sold a portfolio of auto loans to a special-purpose entity named ROOF Russia S.A.