28.11.2007 /Personal loans The Bank of Moscow reduces commission fee when granting hypothecary credit - All borrowers of the Bank who are provided with credits from 19th November 2007 to 15th February 2008 may expect reducing or even cancelling commission fee for credit opening.

28.11.2007 /Personal loans The amount of hypothecary credits granted by the Bank of Moscow in Swiss francs to the beginning of November 2007 exceeds the equivalent of 4 billion rubles - It is an absolutely new approach ever used on the Russian market of hypothecary crediting that opened incredible opportunities for clientele of the Bank: the lowest bank interest rate for hypothecary credits in Russia allows anyone to open an account on terms that meet the best European practice of housing crediting used today.

30.11.2007 /Personal loans Banque Societe Generale Vostok launches a new product for financial institutions - Financial Institutions Loan Servicing (FILS) - FILS is a unique product created by BSGV especially for Russian market. This program is aimed at organizations that offer consumer loans (including car loans), but have no license for working with individual clients or for those who would like to use the benefits of wide BSGV network.

05.12.2007 /Personal loans Number of individuals in UkrSibbank tops 1 million - "UkrSibbank" ranks third in terms of individuals' loan portfolio volume, that made up UAH 15 421.62mln as of 01.10.2007 and is a leader of mortgage market with the market share of 18.8%.

13.12.2007 /Personal loans Access to Quarterly Report Information Procedure - 1. General information1.1. Full name of the IssuerClosed Joint Stock Company “International Industrial Bank”1.2. Abbreviated name of the IssuerCJSC “International Industrial Bank”1.3. Address of the IssuerBldn.1, 23, Bolshaya Dmitrovka Street, 125009, Moscow, Russian Federation1.

24.12.2007 /Personal loans BSGV branch in Saint Petersburg has signed partnership agreement with St. Petersburg State University - Bank will grant loans to future and current students of the University on preferential terms. The credit rate will be 11% in US dollar, Euro and Ruble. The terms of the agreement cover all educational programs offered by the University in all its faculties.

15.01.2008 /Personal loans The Bank of Moscow offers a brand new credit product for small-scale business enterprises — "Express-overdraft for Small-Scale Enterprises" - Amount of the loan is from RUR 50,000 to RUR 3,000,000, The maximum loan term is 12 months. The maximum term of continuous indebtedness is 30 days, the annual rate is 11 per cent in rubles or more. The decision on granting of the Express-overdraft can be taken by the Bank within 1 to 5 days. No pledge is anticipated.

14.02.2008 /Personal loans Loan portfolio to SME exceeded 7.6 bln. Roubles. - The success is due to Rosbank SME lending programme tailored to meet SME customers' particular demand and to facilitate them access to financial recources.

18.02.2008 /Personal loans The number of “champions” in UkrSibbank tops 9.2 thousand - In 2007, "UkrSibbank" attracted over 4.1 thousand SME clients under "Quartette of Champions" Program. Since the launch time of program, total of 9.2 thousand entrepreneurs have become "champions". Current account balances of the participants exceed USD 21 mln. The Bank has rendered loans in the amount of over USD 138 mln.

04.03.2008 /Personal loans BSGV offers special MBA loan rates for visitors of the exhibition World MBA Tour - All visitors will be able to get MBA loan to finance studies in any business-school worldwide on special terms: annual interest rates are 11% for loans in USD, 12% for loans in EURO.

04.03.2008 /Personal loans Bank of Moscow renounces a commission for emergency loan in Moscow and the Moscow area - During this campaign the commission for consumer credit will be put off for the customers residing in the Moscow area. The maximum loan amount (unpledged) reaches RUR 1 mln. (or its currency equivalent).

07.03.2008 /Personal loans Fitch reaffirmed the Evrofinance Mosnarbank’s ratings - Fitch Ratings, the international rating agency, has reaffirmed credit ratings previously assigned to Evrofinance Mosnarbank: Long-term – 'B' (outlook - Stable), Short-term – 'B'.

17.03.2008 /Personal loans The Bank of Moscow offers individual entrepreneurs a new credit product - "Express-Credit" - The amount of the credit extended is from 70 thousand to 1 million roubles (or the equivalent in US dollars of Euros), the maximum term is 60 months and the interest rate from 12.5% per annum. The Bank of Moscow adopts a decision on granting "Express-Credit" within 1—3 business days.

09.04.2008 /Personal loans MBRD Updates Its SME Lending Programs - This program is more attractive for customers due to simplified origination procedure, availability of all loan types (lending facilities and overdrafts) and individual repayment schedules according to needs of each client.

15.04.2008 /Personal loans “UkrSibbank” renders a 1st loan to SME client under the EBRD cooperation program - It's worth reminding that 'UkrSibbank" has previously signed a framework agreement with the European Bank for Reconstruction and Development (EBRD) on opening of the first credit facility for the amount of USD 50 mln. to develop long-term financing of small- and medium-sized enterprises.

22.04.2008 /Personal loans Vnesheconombank, "COFACE" and "SACHE" sign a trilateral Joint Statement - A trilateral Joint Statement designed to foster the formation of an integrated system for financing the Sukhoi Superjet 100 (SSJ100) international sales.

13.05.2008 /Personal loans The personal loans extended by the Bank of Moscow's Perm branch to its customers have topped the 2 billion rouble mark - Perm branch customers can currently enjoy a broad range of services at any of the branch's supplementary offices and, in the third quarter of 2008, another new supplementary office — the sixth — is to be opened in the city centre.

23.05.2008 /Personal loans “UkrSibbank” extends a maximum period of SME lending secured by real estate up to 20 years - Personal mortgage-backed loans give the opportunity for SME clients to get financing up to 75% of the cost of collateral for the period of up to 20 years. As of today, our rates for this type of loans make up 14.5% in USD, 13.5% in EUR and 10.49% in CHF.

14.07.2008 /Personal loans UkrSibbank to offer special loan terms to its SME clients within the framework of the cooperation program with the EBRD - Currently "UkrSibbank" renders loans for SME with maturity of up to 7 years and grace period of up to 1.5 years. Rates for this type of loans make up: 17.7% in UAH, 13% in USD, 12% in EUR and 8.49% in CHF. Interest rate under such loans is 1% less then that under a standard one.

15.07.2008 /Personal loans The Bank of Moscow ups retail risk management with the help of SAS solution - The Bank's portfolio of credits for individuals exceeds Rub 90 billion. Every month Bank of Moscow examines around 100,000 applications for loans. Therefore more effective risk management is not merely meeting the regulator's requirements, but an important factor for the Bank’s competitiveness.

01.08.2008 /Personal loans June 18, 2008 – SB Bank bonds (series 02) maturity date - The second issue of SB Bank's bonds in the amount of 1 bn RUR has been placed on June 15, 2007. The rate of the first and second coupon was determined at 9.5% per annum, the rate for the third and fourth coupon period was determined at 12% per annum.

08.08.2008 /Personal loans "Taganskoe" branch will be closed on August 8, 2008, due to technical reasons - Dear clients, Please pay attention to the fact, that on August 8-9, 2008, "Taganskoe" branch will be closed due to technical reasons.

12.08.2008 /Personal loans MBRD Launches New Federal “Agrarian Mortgage” Program - Target loan – for acquisition land and property units located on it; General-purpose loan – for financing of the large-scale outlays on security of land and property units located on it.

19.08.2008 /Personal loans Scope of credits furnished by the Bank of Moscow to small and medium business exceeded 50 bln. rubles - Credit portfolio tends to grow for small and medium businesses and reached 23% since the beginning of 2008. An important factor of portfolio growth became expanding product range.

21.02.2007 /Auto loans MDM Bank Retail Loan Results - The retail loan portfolio of MDM Bank exceeds USD 1 bln. The Bank’s retail loan portfolio mostly consists of autoloans, where MDM Bank is retaining the leadership position.