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20.09.2007 /Home mortgage Since the beginning of 2007 the volume of mortgage lending of AK BARS Bank amounted to more than 2,5 bln. roubles - The greatest part of mortgage lending consisted of loans given under own Bank's programs "AK BARS- New home" (relates to purchasing of finished apartments), "AK BARS-Comfort" (relates to purchasing of cottages and individual houses), "AK BARS-Prospects" (relates to purchasing of apartments in houses on a construction stage).

20.09.2007 /Home mortgage Mortgage loan portfolio of AK BARS Bank amounted to more than 5 bln roubles - From the beginning of 2007 the mortgage loan portfolio of AK BARS Bank has doubled and amounted more than 5 bln. roubles.

13.10.2007 /Home mortgage Loan vs. Lease! UkrSibbank renders USD 90mln to purchase commercial real estate - Commercial mortgage portfolio of the Bank hit USD 200mln. This indicates that more and more representatives of small and medium-sized enterprises prefer to repay loan for their own office premise rather than lease it.

19.10.2007 /Home mortgage MBRD Holds a Roundtable on US Mortgage Crisis - Moscow Bank for Reconstruction and Development held a roundtable "US Mortgage Crisis and Its Influence on the Russian Financial Market".

03.12.2007 /Home mortgage MBRD: Is Awarded with Special Diploma of the First All-Russia Mortgage Brokers Congress - Moscow Bank for Reconstruction and Development was awarded with Special Diploma for invaluable contribution to the development of network of new, "civilised" generation of mortgage brokers in Russia.

05.12.2007 /Home mortgage In 2007 total amount of mortgage loans in Ukraine reaches the record number of over $B 9.5 - UkrSibbank remains an unchallenged mortgage leader with the market share of more than 18%. This means that practically every fifth real estate loan in Ukraine is originated by UkrSibbank.

17.12.2007 /Home mortgage MBRD Opens New Mortgage Center - Highly equipped new Mortgage Center provides comprehensive professional consultations covering all stages of mortgage origination: from application to drawdown, for both primary and secondary market deals.

15.01.2008 /Home mortgage The Bank of Moscow introduces a new loan scheme for housing buying - Bank of Moscow together with the investment building company "SU-155" set out the implementation of the new program of housing purchase at the stage of construction at a rate of 8.5 per cent per annum, denominated in rubles, notwithstanding the period of loan.

18.01.2008 /Home mortgage The Bank of Moscow has announced the launch of a mortgage lending programme in Japanese Yen. - The minimum interest rate for such loans will be 6% per annum. This is an unprecedented product for the Russian market of housing credit. Just for comparison: the average market rate for housing credits in foreign currency today is about 10,5—11,5% per annum.

05.02.2008 /Home mortgage Bank of Moscow subsidiaries extend the first mortgages in Japanese yen - The first residential loans in Japanese yen were drawn up in St. Petersburg and the Novosibirsk, Saratov and Stavropol Regions. The total volume of the credits amounted to 56 million yen (i.e., 12.76 million roubles).

28.02.2008 /Home mortgage “UkrSibbank” reinforces its 1st place on the mortgage lending market - Ukrainian mortgage market is one of the most rapidly evolving and promising: based on the figures of 2007, aggregate ratio of the market growth was equal to 110% and reached UAH 57.2 bln.

24.03.2008 /Home mortgage Alfa-Bank’s analysts: mortgage lending will mature in the regions - The continuing surge of prices in real estate initiate the growth of mortgage lending that in 2008 would very likely build up the market by more $20 billion. Alfa-Bank believe that the demand for mortgage will grow thanks to the regions as the Moscow prices are unreasonably high.

03.04.2008 /Home mortgage MBRD’s Mortgage Rates Go Down - MRDB has decreased its interest rates by 0.5 % in "Classic" and "Classic Invest" mortgage lending programs. Today our clients may enjoy interest rates of 9.25% on their USD mortgages.

10.04.2008 /Home mortgage The Bank of Moscow adds more insurers for implementing its mortgage programmes - Now customers can choose to arrange their insurance packages with OAO MSK (Moskovskaya Strakhovaya Kompaniya) (Moscow Insurance Company), SZAO (insurance closed joint-stock company) Standart-Rezerv, OSAO Ingosstrakh and OAO ROSNO.

25.04.2008 /Home mortgage MBRD Holds Roundtables on Mortgage Lending - The first roundtable was held in Saratov, it hosted more than 50 participants representing realtor companies, BTI (Bureau of Technical Inventory – Russian agency responsible for registration of property) and mass media of Saratov and Saratov region.

19.05.2008 /Home mortgage Mortgage rates change - Dear customers, We would like to inform you about the change of BSGV mortgage rates and attract your attention to the fact that new rates will be applied only to the loans approved starting from May 19, 2008.

23.05.2008 /Home mortgage Absolute Bank Mortgage loan portfolio exceeded $1 bln. - Today, the mortgage programs of the bank are acknowledged by the experts to be ones of the most appealing in the market, as now you may receive a loan for the purchase of an apartment from at 9% APR in US dollars and from at 10% APR in Russian rubles for the period of up to 25 years.

09.06.2008 /Home mortgage Loan agreement with BSTDB - The Black Sea Trade & Development Bank (BSTDB) made available a 7-year USD 38 million loan for mortgage financing to AKB "Evrofinance Mosnarbank". The loan proceeds will be on-lent to individual Russian clients to finance residential mortgage loans.

16.06.2008 /Home mortgage Evrofinance Mosnarbank and PIK Group launch a joint project - A customer of PIK Group who plans to purchase an apartment will be able to turn for finance to a new partner bank which offers competitive lending terms. Upon registration by the borrower of the title to the real estate the lowest possible interest rate will be 9.9 percent per annum in the US Dollars and 11.2 percent per annum in Russian Roubles.

02.07.2008 /Home mortgage Mr. Andrey Shelkovy, Senior Vice-President Takes Part in “Mortgage in Russia - 2008” Conference - Mr. Shelkovy made a keynote address on market situation, MBRD's plans and the Bank's regional prospects in development of mortgage products. More then 80% of the total amount of MBRD mortgages is originated through our regional network accounting for 75 offices throughout 50 Russian cities and towns.

01.08.2008 /Home mortgage New Better Terms of MBRD’s Mortgage Programme “For Any Purposes” - According to new terms of the programme the Bank provides loans secured by the pledge of flat or apartment and by the pledge of land and houses owned by the pledger.

12.08.2008 /Home mortgage MBRD Extends Maximum Loan Limit on “Wooden Houses” Loan Program - MBRD brings up to 3,000,000 RUB maximum loan amount on "Wooden Housing" program for the "ABS Stroy" Company.

02.12.2006 /Personal loans IMPEXBANK has launched the full-scale program of soft loans for corporate clients' employees - IMPEXBANK has successfully finished the pilot project under the "Program of soft loans for corporate clients' employees " and announces the launch of the full-scale special project under this program.

15.03.2007 /Personal loans Banque Soñiete Generale Vostok (BSGV) ameliorates conditions of granting MBA and Educational loans - Deferral period of MBA loans has been extended to 24 months. During this period the borrower has the right to pay only the interest and not the amount of the loan (earlier the deferral period was 16 months).

24.03.2007 /Personal loans SCB Promsvyazbank has signed a foreign trade finance agreement with Bank of China - According to this agreement, Promsvyazbank will be provided with a US$30 million line of credit. The initial amount of credit may be further increased upon utilization.

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