10.07.2009 /Auto loans Bank Societe Generale Vostok decreased ruble car loan rates by 2% - The minimal ruble rate is now 15% per annum, when a new car is purchased. Minimal downpayment equals to 40% of car price, maximal loan term is 5 years. A client can also include CASCO full car insurance and life insurance in the loan amount.

10.07.2009 /Deposits Innovative Product from BSGV - Deposit "EtalonAvto+" - "EtalonAvto+" depositor can get decrease of a car loan rate by 0.5% per annum under condition the funds have been on the deposit from 6 to 12 months and and 1% per annum under conditions the funds have been on the deposit for more than 12 months.

10.07.2009 /Investing TransCreditBank has executed obligations on payment of the coupon income - TransCreditBank made a public offering of its 3 year’s series 03 bond at MICEX în July 10, 2008. The total size of the deal is RUR 5 bn. The issue carries a semiannual coupon. Upon review of the bids the issuer set the rate for coupons 1-3 at annual 9.99 %.