16.04.2009 /Deposits Open a deposit in BSGV and get Visa Classic or MasterCard banking card with a year servicing free of charge - BSGV offers further bonuses to its debtors: placing any deposit in BSGV, the depositor gets a possibility to open "Tendency" banking services package with VISA Classic or MasterCard with a year servicing free of charge.

16.04.2009 /Deposits "Special" fixed term deposit – BSGV deposit with the highest rates – has become more profitable. - The deposit could be placed for the term of 1-12 month, the minimal amount is RUB 30 000, the maximal one is unlimited. Depending on the amount and term, interest rates total to 14%-16% p.a.

16.04.2009 /Investing Ukraine, it's a very long term investment - Obviously this country is badly hit by the crisis but obviously there will be life after the crisis so we do not even imagine or think to work out of this market so we are very long term investors and most probably in the end we will have more of this bank than less of this bank.

16.04.2009 /Investing TransCreditBank arranged the 14th Bond issue by JSC RZhD - The size of the issue is RUR 15 bn. Par value of each bond is RUR 1.000. The issue matures in 6 years and carries 12 semiannual coupons. The coupon rate will be adjusted every 6 months to reflect changes of the fixed rate on REPO transactions made by the Bank of Russia for 7 calendar days.

16.04.2009 /Operations On Conducting aTender for Selecting an Auditing Firm to Audit Vnesheconombank’s Annual Financial Statements - In order to conduct a tender Vnesheconombank's Supervisory Board approved the Procedure for Conducting an Open Tender for Selecting an Auditing Firm to Audit Vnesheconombank's Annual Financial Statements on a Mandatory and Yearly Basis (Annex 1, hereinafter the Procedure).

16.04.2009 /Operations UkrSibbank Opens a New Private Banking VIP Center in Southern Ukraine - UkrSibbank BNP Paribas Group opened a modern new Private Banking VIP Center in the Southern Regional Department (Odessa, Mykolayiv, Kherson regions) located at 5 Lidersovsky blvd., Odessa

16.04.2009 /Operations On Agreement between Vnesheconombank the Nizhny Novgorod Region Government - Under the Agreement the parties are determined to cooperate in raising funds to finance investment projects scheduled to be implemented on the territory of the Nizhny Novgorod region. A list of investment projects is to be made annually on the basis of the Strategy of the Nizhny Novgorod Region Development up to 2020.