23.01.2009 /Deposits “UkrSibbank” Awarded 5000 Depositors under the “How About a Deposit with the Christmas Tree?” Campaign - "Such a success of the campaign was not expected by us. For the period of December 15th - 30th, people seemed to be standing in queues for Christmas trees in UkrSibbank outlets throughout Ukraine", told ²vàn ²stîm³n, Head of Individual Business Development Department of UkrSibbank.

23.01.2009 /Financial Statements B.I.N.BANK's retail deposit base has remained unaffected by the world financial turmoil - According to financial data of the Bank as of December 31, 2008 retail time deposits amounted to RUB 25.5 bln. and exceeded the pre-crisis level of RUB 24.5 bln. (as of September 2008). B.I.N.BANK consider this fact as demonstration of the customers' confidence towards the Bank notwithstanding any negative events in financial and economic sectors of Russia.

23.01.2009 /Who's who Miroslav Bublik Designated as 1st Deputy Chairman of the Management Board of JSCIB “UkrSibbank” - The new top manager will supervise Operations and Administration, Information Services and IT Projects, Retail Banking Support and Development, and Human Resources.