29.07.2008 /Investing The Bank of Moscow has fully placed the bonds issued by the OAO Commercial Bank "MIA" - The loan amount was RUR 2 billion, the circulation period of the bonds is 6 years. The first coupon rate was determined by the issuer based on the results of the auction at a rate of 10.3% per annum. The rates of the second, third and forth coupons are equivalent to the first coupon rate. The duration of the coupon period is 91 days.

29.07.2008 /Technology BSGV has now a toll free number for its Cardholder Support Centre: 8 800 700 600 0 - Contacting BSGV Cardholder Support Centre is now easier and free of charge for you! Wherever you are in Russia you can contact BSGV Cardholder Support Center 24 hours a day and 7 days a week by dialing 8 800 700 600 0.

29.07.2008 /Financial Statements JSB “ORGRESBANK” has announced the results of half-year 1, 2008 - The Bank's total lending (including loans to banks) has grown more than four-fold, up to 90.50 billion Roubles from 21.63 billion Roubles last year. As of 1 July 2008 loans disbursed by the Bank to corporate and institutional clients are 76.28 billion Roubles. This value is more than four times as high as 18.41 billion Roubles in the same period last year.