20.02.2008 /Investing TransCreditBank Shares Trading on MICEX - Ordinary stock of the Bank totaling 1.658 bn shares at RUR1 face value each was admitted to MICEX. Trades were priced in the RUR7.5 - 8 range, with the average price per share of RUR7.57.

20.02.2008 /Investing TransCreditBank's Equity to Increase by RUR 4.8 bn - TransCreditBank's shareholders decided to place 600 mln additional ordinary registered shares of RUR1 face value each to be issued as entries to account.

20.02.2008 /Operations TransCreditBank Branch Opened in Barnaul - The branch has installed 5 ATMs in Barnaul which can be used not only for withdrawals, but also for placing term deposits and making payments. In the short-term perspective, the Bank plans to install another 20 ATMs in Barnaul.

20.02.2008 /Operations Rulings of the TransCreditBank's Board - The Bank's 2007 performance and approval of the Financial Plan for 2008 were the major items on the agenda.

20.02.2008 /Operations TransCreditBank Opens Its Branch in Kemerovo - The branch's priority business will be provision of comprehensive banking services to the Kuzbass Division of the West-Siberia Railroad, other railway sector companies, operating in the region and their partners, as well as coal companies, metal works, engineering companies, utilities, etc.

20.02.2008 /Bank's Ratings Moody’s upgrades Rosbank’s debt/deposit ratings to Baa3/P-3, positive outlook - Moody's noted that the upgrades were prompted by the recent announcement that Societe Generale, which previously owned a stake of 20% minus 1 share in Rosbank – has exercised a call option on 30% plus 2 shares of Rosbank, thus accumulating a controlling stake in the Russian institution.

20.02.2008 /Events The 3rd Citi Press Club session - Dmitry Vinogradov, Head of Citi Russia Equity research, presented 2008 Citi Russia equity strategy "Made in Russia". Around 20 journalists from leading international and local press attended the meeting.