05.02.2008 /Home mortgage Bank of Moscow subsidiaries extend the first mortgages in Japanese yen - The first residential loans in Japanese yen were drawn up in St. Petersburg and the Novosibirsk, Saratov and Stavropol Regions. The total volume of the credits amounted to 56 million yen (i.e., 12.76 million roubles).

05.02.2008 /Investing ZAO KARAT Exercised Buy-Back Option Relating to Issue II Bonds - In the offering process ZAO KARAT purchased 131,302 (one hundred thirty one thousand and thirty two) bonds, or 26.26 % of the total loan. On December 14, 2007, ZAO KARAT set the interest rate for the 3rd coupon period at 15 % per annum or 74 (seventy four) rubles 79 kopecks per bond.

05.02.2008 /Investing Azbuka Vkusa Exercised Buy-Back Option for Issue I Bonds - The issue calls for 12 quarterly coupon payments. Coupon rates were set competitively at 10.99% per annum for coupon periods 1-6. The Issuer set the rates for coupon periods 7-12 at 11.5% per annum.

05.02.2008 /Investing Bank ZENIT's Bond Reassigned to A1 Quotation List of MICEX Stock Exchange - Coupon rates were established competitively at 8.13% per annum for the first year of bond life.

05.02.2008 /Events VTB becomes a general sponsor of the Russian female basketball team - VTB will give sponsorship support to the female team in training for the Olympic Games in Beijing, and also in arranging team's matches and other events held by the RBF.

05.02.2008 /Operations Vnesheconombank and Volgograd Administration Sign Agreement - This Agreement aims to establish strategic partnership and promote long-term, effective and mutually beneficial cooperation between the two sides in the investment business.

05.02.2008 /Operations LOCKO-Bank opens a correspondent account with CITIBANK, New York - The relations established between LOCKO-Bank and CITIBANK will further contribute to the development of trade finance operations of the Bank's clients engaged in international trade since CITI is the leading global organization with an extensive network around the world.

05.02.2008 /Financial Statements Bank Societe Generale Vostok has summed up its activity results of 2007 - Assets of BSGV as of January 1, 2008 amounted to RUB 109.4 bln. Thus, in comparison with previous year's asset growth totaled to 96.5%. Capital of BSGV as of January 1, 2008 amounted to RUB 5.8 bln that is + 17.3% in comparison with the sum of shareholder’s equity for the same date of the last year.

05.02.2008 /Bank's Ratings Number of Small-sized business clients of “UkrSibbank” goes beyond 33 thousand - The growth dynamics of this client segment in 2007 made up 37.7%. Every 10th small-sized enterprise in Ukraine collaborates with "UkrSibbank".

05.02.2008 /Bank's Ratings Global Finance names Alfa-Bank Best Bank in Russia for 2008 in the Category: Trade Finance - Global Finance editors selected the best trade finance provider in 57 countries or regions. Criteria for choosing the winners included transaction volume, scope of global coverage, customer service, competitive pricing and innovative technologies.

05.02.2008 /Who's who Ludmila Markina and Andrey Germanov appointed Members of the Executive Board of the Bank of Moscow by its Board of Directors. - Ludmila Markina has been working in the financial sector since 1976. Andrey Germanov is a graduate of the State Academy of Oil and Gas and has about 10 years of experience of working in the banking sector.

05.02.2008 /Operations Rosneft and Vnesheconombank Sign Memorandum on Cooperation - Under the Memorandum Vnesheconombank is to conduct financial analysis of such Rosneft's capital-intensive projects as the reconstruction of the Tuapse Reinery and the construction of an oil main pipeline from the Vankor field to Transneft's system in the Yamalo-Nenets autonomous district (Purpe) and is to participate in working out schemes for raising funds to finance these projects.