25.04.2007 /Personal loans Decision speed is the main difference between express and micro credits - The main difference between express and micro credit is the decision speed. In case of Express Credit the efficiency is reached due to no-need of the collateral execution, accelerated approach in the borrower’s financial conditions analysis.

25.04.2007 /Investing VTB announces indicative price range - The indicative price range has been set at 11.30 kopecks to 13.90 kopecks per Share, which equates to $8.77 to $10.79 per GDR, based on the official exchange rate quoted by the CBR of 25.7760 rubles per US dollar on April 25, 2007 and with each GDR representing 2,000 Shares.

25.04.2007 /Events French Spring 2007 and "UkrSibbank" to invite for the concert of live java music by Prisca band - Primary sponsor of the "French Spring 2007 in Ukraine" JSCIB "UkrSibbank" is honored to invite all citizens of Dnipropetrovsk to the concert of "Prisca" band, which will take place on April 23 in the Summer Theater at the park named after Taras Shevchenko within the framework of the "French Spring 2007 in Ukraine".

25.04.2007 /Operations Capital increase of 220 million euros for Raiffeisen Bank Aval - The shareholders of Ukrainian VAT Raiffeisen Bank Aval approved an increase of the bank's paid-in capital by 1.5 billion hryvnias (corresponding to approximately 220 million euros). For this purpose, the bank will issue 1.8 billion ordinary shares in July.

25.04.2007 /Bank's Ratings Absolut Bank joined TOP-10 Banks – leaders in the brokerage services market - According to "RBC.Rating" research made in the end of the first quarter 2007 Absolut Bank was ranked 7 th among Top - 10 Russian banks that offer brokerage services and became 21 stin the list of investment companies that provide brokerage services.

25.04.2007 /Events On Holding Conference “Man as Capital. Management Technologies and Efficiency Assessment” - Participants in the Conference discussed unique technologies acquired by banks in assessing and retaining human capital and exchanged best practices in personnel management.